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Social Security numbers, or your login IDs and passwords. Scammers use your information to steal your money or your identity or both. Scammers also use phishing emails to get access to your computer or network then they install programs like ransomware that can lock you out of important files on your computer. Phishing scammers lure their targets into a false sense of security by spoofing the familiar, trusted logos of established, legitimate companies.

Or they pretend to be a friend or family member. They might say your account will be frozen, you’ll fail to get a tax refund, your boss will get mad, even that a family member will be hurt or you website articles be arrested. They tell lies to get to you to give them information. Be cautious about opening attachments or clicking on links in emails. Even your friend or family members’ accounts could be hacked. If a company or organization you know sends you a link or phone number, don’t click.

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Use your favorite search engine to look up the website or phone number yourself. Make the call if you’re not sure. Do not respond to any emails that request personal or financial information. Phishers use pressure tactics and prey on fear. If you think a company, friend or family member really does need personal information from you, pick up the phone and call them yourself using the number on their website or in your address book, not the one in the email. For accounts that support it, two-factor authentication requires both your password and an additional piece of information to log in to your account.

The second piece could be a code sent to your phone, or a random number generated by an app or a token. This protects your account even if your password is compromised. Back up your files to an external hard drive or cloud storage. Back up your files regularly to protect yourself against viruses or a ransomware attack.

Wheat and barley were their main crops.
The United States, like most other countries today, has a fractional reserve banking system in which only a fraction of the total money supply is held in reserve as currency.

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